Banking | Russel Bank & Savings

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Various Banking products

Checking Accounts

Open a checking account in one of our account packages.1 Secure online banking, access to cash with one of the largest networks of fee-free ATMs in the U.S.3 and more – available with every Citi checking account, whether you select everyday or premium banking.

Savings Accounts

Make your short-term goals a reality by letting your money work for you. A savings account lets you earn interest, access funds easily and set up automatic transfers.

Banking Overview

Bank digitally anytime, anywhere. Access cash at over 65,000 fee-free ATMs when you open a checking account with $0 minimum opening deposit.

Certificates of Deposit (CD)

Find the best CD for you by comparing our three types of CD accounts. Choose a term and balance range for exact APY.

Credit Cards

Good gets better with up to 1% of your purchases back in BONUSDOLLARS plus money savings perks. Learn more about the credit cards and benefits in our Visa Desjardin Guide.

Investment Products

You might want more space, more education or more vacation. We’ll work with you to find real solutions to achieve what's important to you and your loved ones. Meet with our Investment Team to make sure your money is working as hard as it can. See a full list of our investment rates.

Mutual Funds

We’re proud to partner with leading Canadian Mutual Fund providers to curate portfolios of investment options to support our members’ values, goals, timeframe and tolerance for risk. When identifying partners, we also use our scale as a financial cooperative to negotiate low management expense ratio fees, so that our members get the best value from their investments possible.

Registered Accounts

To help you save for things like retirement, your child’s education, or other financial goals, the government has created Registered Accounts. These are a staple in any financial strategy. Registered accounts offer grants and tax-deferrals to encourage you to save.

Wealth Management

When it comes to growing your wealth, the way you invest is just as important as how much you invest. As a member-owned cooperative, we’ve spent over 80 years taking the time to truly understand what matters to our members, so that we can offer personalized and actionable advice that has your money working as hard as you do.

Mortgage Rates

To take advantage of these rates, call us at 1.888.517.7000 Mon-Sat, 8am-8pm or connect with a Mortgage Advisor online.

Switch your mortgage

Put more towards your home and less towards interest when you switch your mortgage to Coast One. We offer great rates, plus get up to $1,500 cash when you switch to an eligible mortgage1,2. Our Mortgage Advisors are ready with personalized advice to help you achieve what matters to you, like living mortgage-free sooner. Not sure what you can afford? Explore your options with our mortgage calculator.

Buying a new home

Whether it’s buying your first home or moving somewhere new, we know that there’s a lot to consider when you’re shopping for a mortgage—particularly how much you can afford. Our pre-qualification tool takes the guesswork out of your mortgage search.

Renewing your mortgage.

If you’re 7 months or less from your mortgage maturity date, you’re eligible to renew early without penalty. Avoid the uncertainty because you don’t need to re-qualify your mortgage when you renew with us. As a Coast One member, you can access exclusive mortgage rates. Talk with an advisor today.

Personal Loans

Real life sometimes means you need to make an expensive purchase when you don’t have the cash on-hand. If you need some breathing room in your budget or want to work towards a big purchase, the right loan can be a great solution. You can also leverage low-interest loans to consolidate some of your high-interest debt with a set payment schedule. Our advisors are on standby to help you find the right financial solutions for your real life.

Lines Of Credit

A line of credit (LOC) is lending that’s there, ready to use, inside your account for when you need it. It acts like a pre-approved loan that you can access through your chequing account. Like all loans, it’s best to go over your financial situation with an advisor to find the borrowing solutions that are right for your life.

Auto Finance

If financial well-being is your destination, you can get there faster with Coast One. With flexible, affordable and competitive car loans, we put money back in your pocket. Our team will find the right financing solution for you and your budget so you can drive off happily into the sunset with peace of mind.

Creditor Insurance

Protecting yourself and your loved ones is an important part of financial planning. With optional creditors insurance through our partnership with Valeyo‡, you can rest assured that if the unexpected happens, you and your loved ones will have help paying off outstanding balances on lending solutions like your mortgage, personal loans or lines of credit. It's protection you and your family can count on.

Money Manager

Money Manager is Coast One’s free, personal financial management tool that gives you the control to make smart, informed decisions with your money. Learn about your spending habits, set budgets, track your progress towards your goals and pay down your debt more effectively.

Current Rates

Here are today’s rates for mortgages, GICs, RRSPs and foreign exchange. Want any of the below rates? Phone our Advice Centre at https://www.cobgroup.us or visit a Coast One branch.